A solid budget that considers the necessary expenditure amidst the daily incidentals is more critical than ever. Amidst rising costs of living, budgeting could be the difference between living comfortably and living pay cheque to pay cheque.
But how do you account for these expenses? How are you to map out your spending?
Dividing your budget into the types of expenses that may account for your living expenses (the type of essential spending that takes up the bulk of your monthly expenditure). These may include home expenses, costs of basic necessities, transport expenses